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Our Travel Cards

Transparent pricing and features designed for how Australians actually travel

Person enjoying scenic mountain view while travelling

Explorer Card

Our entry-level card is designed for Australians who take one or two international trips per year. It provides all the essential features needed for stress-free travel spending without unnecessary complexity.

The Explorer Card supports ten major currencies, including US Dollars, Euros, British Pounds, Japanese Yen, and New Zealand Dollars. Load funds before you travel and spend directly in local currency with no conversion at the point of sale.

$49.95 AUD one-time issuance fee
  • Hold up to 10 currencies simultaneously
  • Free ATM withdrawals up to $400 AUD equivalent per month
  • $2.50 AUD fee per ATM withdrawal above monthly limit
  • Competitive exchange rates with 0.5% markup
  • Full mobile app access for balance checks and transfers
  • Instant card freeze and unfreeze capability
  • Transaction notifications via push and email
Apply for Explorer Card
Road trip through scenic coastal highway

Globetrotter Card

For travellers who venture abroad regularly, the Globetrotter Card offers expanded features and higher limits. Whether you are taking multiple short trips or extended journeys, this card provides the flexibility serious travellers need.

Access 25 currencies including emerging market currencies for destinations like Thailand, Indonesia, and South Africa. The enhanced ATM allowance means fewer transactions and more convenience during longer trips.

$89.95 AUD one-time issuance fee
  • Hold up to 25 currencies simultaneously
  • Free ATM withdrawals up to $800 AUD equivalent per month
  • $2.00 AUD fee per ATM withdrawal above monthly limit
  • Priority exchange rates with 0.35% markup
  • Emergency card replacement within 48 hours worldwide
  • Discounted travel insurance through partner providers
  • Rate alerts for your preferred currencies
  • Scheduled automatic currency purchases
Apply for Globetrotter Card
Tokyo city skyline at night

Premium Voyager

Our most comprehensive travel card solution is built for frequent international travellers and business professionals who demand the best rates and highest service levels. Premium Voyager removes limitations and adds dedicated support.

Access all 54 supported currencies with the best exchange rates we offer. Unlimited free ATM withdrawals eliminate fee calculations entirely. Dedicated support means your questions are answered quickly by people who understand complex travel scenarios.

$149.95 AUD one-time issuance fee
  • Unlimited currency holdings across 54 currencies
  • Unlimited free ATM withdrawals worldwide
  • Best available exchange rates with 0.2% markup
  • Worldwide emergency assistance including cash advances
  • Dedicated priority support line with reduced wait times
  • Up to 4 additional family cards at no extra issuance cost
  • Detailed expense reporting for business travellers
  • Integration with major accounting software
  • Annual fee waiver with $10,000+ annual spend
Apply for Premium Voyager
Business team meeting in corporate environment

Corporate Solutions

For businesses with employees who travel internationally, our corporate programme provides centralised management, custom spending controls, and consolidated reporting. Simplify expense management while giving your team the tools they need abroad.

Corporate accounts include admin dashboards for real-time spend visibility, the ability to set per-card limits, and automatic expense categorisation. Integration with major accounting platforms reduces reconciliation time significantly.

$199.95 AUD annual programme fee
  • Centralised corporate dashboard for all employee cards
  • Custom spending limits per card or category
  • Real-time transaction monitoring and alerts
  • Consolidated monthly invoicing and reporting
  • Integration with Xero, MYOB, and QuickBooks
  • Dedicated corporate account manager
  • Volume-based rate improvements
  • Bulk card issuance for new employees
Contact Us for Corporate Enquiries
Young people studying and collaborating

Student Traveller

Designed specifically for Australian students studying abroad or taking gap years, the Student Traveller card offers essential features at a reduced cost. Budget-friendly rates help stretch limited funds further while maintaining security and convenience.

Valid student ID required at application. Available to full-time students at recognised Australian tertiary institutions or those enrolled in registered overseas study programmes.

$29.95 AUD one-time issuance fee
  • Hold up to 8 currencies simultaneously
  • Free ATM withdrawals up to $300 AUD equivalent per month
  • Student exchange rates with 0.45% markup
  • Parental account linking for emergency top-ups
  • Budgeting tools built into the mobile app
  • Student discount partnerships in select destinations
Apply for Student Card

Fee Transparency

No hidden charges. Every fee disclosed upfront.

All Microbacte cards share certain fee structures regardless of tier:

  • No monthly account maintenance fees on any card tier
  • No inactivity fees for dormant cards
  • No fees for loading funds via bank transfer
  • No fees for currency exchanges within your card balance
  • Replacement card fee: $15 AUD (waived for Premium Voyager)
  • Express delivery for replacement cards: $25 AUD
  • Paper statement request: $5 AUD per statement

Complete fee schedules are available in our Product Disclosure Statement, provided during the application process and available upon request at any time.

Questions About Which Card Suits You?

Our team can help you choose the right option based on your travel patterns and needs.

Get in Touch